关乎你退休的钱！公积金门槛涨不涨？新加坡人力部长这样说…

2025年1月8日，新加坡人力部长陈诗龙医生在国会书面答复阿裕尼集选区议员严燕松关于在通胀背景下审查乐龄补贴计划的公积金缴款门槛相关问题。‍‍

以下内容为新加坡眼根据国会英文资料翻译整理：

严燕松（阿裕尼集选区议员）询问人力部长：

(a) 鉴于自2021年以来的通胀趋势，公积金局是否已审查乐龄补贴计划（Silver Support Scheme）中14万新元的总公积金缴款门槛的适当性？

(b) 哪些经济指标指导调整该门槛的时机和幅度？

(c) 是否会实施系统性审查程序，以确保该门槛与生活成本保持一致？‍

陈诗龙医生（人力部长）：乐龄补贴计划（Silver Support Scheme）旨在帮助那些在工作期间收入较低、退休后缺乏家庭支持和经济资源的年长者。

我们会定期审查乐龄补贴计划，以确保最需要帮助的年长者能够获得支持，并在审查过程中考虑通胀等因素，同时确保该计划在财政上可持续。从2025年1月起，符合条件的人均家庭收入门槛将从1,800新元提高至2,300新元，季度支付金额将增加20%。总公积金缴款额反映了年长者工作期间的收入水平。缴款门槛会定期审查，并在上一次审查中大幅提高，从2021年的7万新元翻倍至14万新元。

政府已推出额外措施，通过将“定心与援助配套”（Assurance Package ）增至超过100亿新元，来支持所有新加坡人应对生活成本压力。这些措施包括2024年预算案中的生活成本特别补助（已于2024年9月发放）、社区发展理事会购物券、额外的水电费节省计划（U-Save）以及服务与杂费回扣。需要更多帮助的年长者还可以申请社区关怀援助（ComCare）。

以下是英文质询内容：

Mr Gerald Giam Yean Song asked the Minister for Manpower (a) whether the CPF Board has reviewed the adequacy of the $140,000 total CPF contribution threshold for the Silver Support Scheme in light of inflation trends since 2021; (b) what economic indicators guide decisions on the timing and extent of adjustments to this threshold; and (c) whether a systematic review process will be implemented to keep the threshold aligned with the cost of living.

Dr Tan See Leng: The Silver Support Scheme is targeted at seniors who had lower incomes during their working years and now have little or no family support and resources in their retirement.

We review the Silver Support Scheme periodically to target support at seniors who need it the most and consider factors, such as inflation, while ensuring that the scheme remains fiscally sustainable. From January 2025, the qualifying per capita household income threshold has been raised from $1,800 to $2,300 and the quarterly payments are increased by 20%. The Total Central Provident Fund Contribution is indicative of the incomes that seniors earned during their working years. The contribution threshold is reviewed periodically and was raised significantly in the last review, doubling in 2021 from $70,000 to $140,000.

The Government has rolled out additional measures to support all Singaporeans with cost-of-living pressures, by enhancing the Assurance Package to more than $10 billion. This includes measures, such as the Budget 2024 Cost-of-Living Special Payment that was disbursed in September 2024, Community Development Council vouchers and additional utilities save (U-Save) and service and conservancy charges rebates. Seniors who need more assistance can also tap on ComCare assistance.

CF丨编辑

Alex丨编审

新加坡国会丨来源

新加坡国会丨图源

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