融e邦：“移动财经”正式向美国(SEC)提交了IPO，拟纳斯达克上市

牵手融e邦，资本运作很简单。当地时间的8月22日消息，来自香港的移动财经有限公司(m-FINANCE Limited)的控股公司，mF International Limited，简称移动财经，正式向美国证券交易委员会(SEC)提交了IPO申请，计划在纳斯达克上市。然而，该公司代码尚未确定。根据公开的披露，这家公司早在2022年12月30日就已向SEC递交了秘密申请。

招股书地址：https://www.sec.gov/Archives/edgar/data/1940941/000149315223029851/formf-1.htm#ps_001

商业概述

我们是一家在英属维尔京群岛注册成立的控股公司，所有业务均由香港的三家运营子公司进行。我们的主要香港子公司m-FINANCE Limited（“mF”或m-FINANCE）成立于2002年，是一家总部位于香港、经验丰富的金融交易解决方案提供商，主要从事金融贸易解决方案的开发和提供。m-FINANCE在通过互联网或平台即软件即服务为经纪人和机构客户提供实时关键任务外汇、黄金/大宗商品交易平台解决方案、金融增值服务、移动应用程序和金融信息方面拥有约20年的经验。m-FINANCE提供了广泛的顶级服务，包括mF4交易平台、桥接和插件、CRM系统、ECN系统、流动性解决方案、跨平台“Broker+”解决方案、社交交易应用程序等增值服务。

m-FINANCE一直致力于为亚洲市场提供先进的交易平台和创新的一站式交易解决方案，客户遍布中国大陆、香港和东南亚。m-FINANCE的客户主要是金融机构，包括经纪人、投资银行、机构客户和金融服务提供商。截至本招股说明书发布之日，m-FINANCE的交易平台每月平均交易价值超过1000亿美元。

收入主要来自运营子公司的运营，通过互联网或平台即软件即服务提供交易平台解决方案和金融增值服务。截至2021年和2022年12月31日的财年，我们的总收入分别约为32212970港元和34931827港元（4477578美元）。截至2022年12月31日止年度，我们的毛利润和净收入分别约为18419125港元（2360972美元）和6818599港元（874012美元），而截至2021年12月30日止年度的毛利润和约为15952563港元和10349595港元。

商业战略

独特的I-A-D-T哲学m-FINANCE的商业战略源于其经验丰富的管理团队和独特的公司哲学I-A-D-T，旨在通过合理和系统的流程支持交易：

●（I）信息：收集原始市场信息，包括市场指标、价格和公开消息。

●（A）分析：分析收集到的信息旨在确定最新的市场趋势和潜在的动向。

●（D）决策：根据风险偏好和市场情况制定交易策略并做出投资决策。

●（T）交易：通过稳定、高效和安全的交易平台执行交易。

我们的历史和公司结构

1.我们的历史

mF International是一家BVI商业有限公司，于2022年6月15日根据英属维尔京群岛法律成立。它是一家控股公司，没有自己的业务。mF国际通过其全资子公司m-FINANCE、mFTT和OTX在香港开展业务。我们最近进行了重组，主要是为了促进我们在美国的首次公开募股，如下文“我们的重组”所述。

为了在2002年开展业务，m-FINANCE成立，为该地区的经纪人和机构客户提供金融交易解决方案，包括实时关键任务外汇、黄金/商品交易平台解决方案、金融增值服务、移动应用程序和金融信息。经过几年的运营，m-FINANCE积累了充足的财务资源，并于2009年、2013年和2014年分别成立了OTX、mFTT和SZ WFOE三家全资子公司，以提高业务效率和多元化。2020年，深圳外商独资企业申请注销，注销程序于2023年3月完成。截至本招股说明书日期，我们仅通过我们的运营子公司在香港开展业务。

2.我们的公司结构

下图说明了在重组生效后，以及在本次发行完成后，假设没有行使超额配售选择权的情况下，截至本招股说明书日期，我们的公司结构（仅为说明本图，我们假设售股股东在本次发售结束时不出售任何股东普通股）。除非另有规定，否则本图中所示的股权为100%。

运营结果

截至2021年12月31日的年度与截至2022年12月30日的年度的比较下表列出了截至2021年和2022年12月31日的经营业绩的关键组成部分：

收入：下表分别列出了截至2021年和2022年12月31日的年度我们按主要收入类型划分的收入明细：

MANAGEMENT（主要管理）

Set forth below is information concerning our directors, director nominees, executive officers and other key employees.The following individuals are members of our board of directors and management of the Company.

Mr. Tai Wai (Stephen) Lam is the chairman and our executive director. He joined m-FINANCE Limited in 2003 as Chief Technology Officer and is currently serving as the Managing Director of the m-FINANCE. He has over 30 years of experience in Information Technology and business management covering fields of software development, business consulting, financial technology and e-commerce. Prior to joining m-FINANCE, Mr. Lam was the Senior Information Technology Manager of the Hong Kong SAR Government and had led several e-Government projects. Mr. Lam used to hold senior positions in commercial firms, including Senior Consultant of World-wide Professional Services in Canada of Netscape Communications Corporation, Senior Consultant Manager of SINA.com, Technical Director of 36.com Holdings Limited (previously a listed company on the Hong Kong Stock Exchange). Mr. Lam obtained a Masters of Business Administration from the University of Western Sydney, Australia in 2003 and a Bachelor of Science degree in Computational Science and Management Studies from the University of Leeds, United Kingdom in 1989.

Mr. Chi Weng Tam is the executive director of our Company and the Chief Executive Officer nominee of our Company. Mr. Tam is primarily responsible for the day-to-day management, overseeing the business operations, business development, sales and marketing, strategic planning, policies settings, and supervising human resources and administrative functions of our Operating Subsidiaries. Mr. Tam has over 25 years of experience in IT and Finance related industries. He first joined the Operating Subsidiaries in November 2011 as Chief Operating Officer and was appointed as Chief Executive Officer in August 2015 and an executive director of the Operating Subsidiaries in December 2015. He also serves as a director of all Operating Subsidiaries of our Company. Mr. Tam has a proven track record in business development and hands-on experience in managing and leading successful teams to achieve success in B2B and B2C environments. Prior to joining our Operating Subsidiaries, Mr. Tam held senior management positions in different companies. From October 2009 to October 2011, he worked as a director of major accounts at VanceInfo Technologies Limited, a company previously listed on NYSE (NYSE: VIT), an IT service provider delivering world-class IT consulting, enterprise solutions and outsourcing services to many leading Fortune 500 companies. From October 2008 to October 2009, he served as the Team Leader of Business Development at Arkadin, a French company that provided customized collaboration solutions for multi-national companies across Europe, the United States and the Asia Pacific region in 22 countries worldwide. From September 2006 to August 2007, he served as the General Manager at GlobalTec Hong Kong Limited, a US/HK joint venture, where he marketed trending analysis software for individuals and financial institutions. From February 2004 to February 2006, he worked as a director of web business at Finet Holdings Limited, a company previously listed on Hong Kong Stock Exchange (SEHK: 8317), a service provider in the provision of financial information services and technology solutions to corporate clients and individual investors. From November 1998 to July 2003, he worked as an executive director and a marketing director at UNiSOFT Education Centre, an IT training service provider in Hong Kong providing IT certification training services for corporate and individuals. Mr. Tam obtained a degree of Bachelor of Business Administration (Honours) from Lingnan University, Hong Kong.

Ms. Sui Yee Yeung joined the Operating Subsidiaries as the Senior Accountant in July 2017 and has served as the Finance Manager of the Operating Subsidiaries since July 2018 and our Chief Financial Officer nominee of m-FINANCE since June 2022. Ms. Yeung has had over 18 years of professional experience across finance and accounting, compliance, internal controls, taxation and public accounting. Prior to joining our Operating Subsidiaries, Ms. Yeung was a financial leader with a blend of experience at local and multinational corporations. Ms. Yeung obtained a Bachelor of Accounting degree from the University of Hong Kong and she is a member of the CPA Australia.

Mr. Sum (Philip) Cheng is our independent director nominee. Mr. Cheng is a senior partner of Cheng, Yeung & Co. Certified Public Accountants (Practising). Before joining Cheng, Yeung & Co. Certified Public Accountants (Practising) on March 2006, Mr. Cheng was a managing director of Lam, Kwok, Kwan & Cheng CPA Limited. Mr. Cheng is a Member of The Hong Kong Institute of Certified Public Accountants, The Institute of Chartered Accountants in England and Wales, The Chartered Global Management Accountants, The Chartered Institute of Management Accountants, The Association of Chartered Certified Accountants and The Association of International Accountants. Mr. Cheng has over 35 years’ experience in assurance and financial advisory services. He has extensive experience in the auditing of private companies in different business sectors, including information technology, manufacturing, real estate, transportation, health care, food and beverage, and retail. Mr. Cheng specializes in Business Assurance, Financial Management, Financial Reporting, and Business Management Consultancy. He has been a Chartered Tax Adviser since 1998. He has extensive knowledge in Hong Kong Tax and has practical experience in handling many of Field Audits, Tax Investigations, and Tax Appeal Cases over 30 years. Mr. Cheng qualified in year 1996, and obtained his Master’s Degree in Professional Accounting from The Hong Kong Polytechnic University in 2000